car crash

Any car wreck will ruin your day. But a serious car accident can leave you with lasting injuries, mounting medical bills and limitations that keep you from returning to work and earning income. If another driver caused your injuries, you should seek compensation for your losses.

If you have been involved in a crash, you probably have lots of questions, such as:
  • How can I get the medical treatment I need and pay the bills?
  • Who will pay for the damage to my car? What if it’s totaled?
  • How can I get a rental car while my vehicle is unable to be driven?
  • I can’t work because of my injuries. How can I get money to survive?
  • How long will my case take?

Read our car accident Frequently Asked Questions.

Call the Bloomington car accident lawyer at Lloyd Law Office. You’ll speak directly to an experienced Bloomington car accident attorney who will provide free legal advice and explain your legal options. Ultimately, we can take on your case and seek the money damages you deserve.

Matt Lloyd Bloomington Car Accident LawyerOur attorneys, Bill Lloyd and Matt Lloyd, have more than 50 years of combined legal experience. We help clients who are ordinary, hardworking people. We know they are dealing with adversity. Most have never had a car accident claim before. They need a helping hand. We are Bloomington car accident lawyers offering personalized legal service. We want to ensure you obtain the full amount you are due.

Call a Bloomington Car Accident Lawyer Today

If you believe that you have a car accident claim, or if you have questions about your legal rights after an accident, contact the Lloyd Law Office today.

Call 812-330-2033 or use our online contact form.

Our fee is based on the results we deliver. We do not charge a legal fee until we obtain money for you.

Car Accidents Occur in Many Different Ways in Indiana

car-acc1A total of 188,132 traffic collisions resulting in injury or property damage occurred in Indiana in 2011, or an average of 515 per day. In Monroe County, there were 3,915 crashes, or 11 per day. As these numbers show, car accidents are common on our roads. They can happen to anyone.

A factor that most auto accidents have in common is driver error. Most wrecks are not innocent mistakes. Many crashes can be traced directly to a driver’s inattentiveness, carelessness or recklessness. These types of accidents include:
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Speeding Drivers break the speed limit, travel at unsafe speeds or go too fast for conditions such as snow, ice, rain or fog. Nine percent of all traffic collisions in Indiana involved speeding in 2011, or 17,517 total. 
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Drunk driving Consuming alcohol can severely impair a driver’s judgment and ability to safely operate a vehicle. In fact, nearly 20 percent of the state’s fatal traffic collisions in 2011 involved a legally alcohol-impaired driver.
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Drowsy driving Drivers who fall asleep behind the wheel or drive fatigued are a major threat on our roads. Consider this: In 2011, alcohol served as the primary factor in 532 Indiana vehicle accidents. Fatigue accounted for more than twice that number, or 1,397.
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 Distracted driving Distractions directly led to 6,373 accidents in Indiana in 2011, including 500 tied to the driver’s use of a cell phone or other electronic device.

The at-fault driver may face criminal prosecution in these types of car wrecks. But criminal charges won’t cover your losses.If you were hurt by another driver, you’ll need to file a separate civil lawsuit seeking compensation from the driver and their insurance company.

A settlement or judgment from a personal injury or wrongful death lawsuit can help pay medical bills and replace lost income. Ultimately, it can provide for your family while you recover from your injuries.

How We Help Victims of Indiana Car Accidents

Bloomington car accident lawyer - investigation iconLaw enforcement will investigate most serious car accidents and make their own decisions about who was responsible for the crash. However, it is important to remember that civil and criminal liability are separate matters.

Any charges brought by the police will not address your losses. While a police report may provide good evidence, the police do not determine who is civilly liable for a car crash.

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To recover compensation for an Indiana car crash, you must file a civil claim against the at-fault driver and his or her insurer. Insurance companies are ultimately interested in their bottom line and their goal is to pay out as little as possible on a car accident claim – ideally nothing.

That means you must convince the insurance company that you are entitled to compensation, and how much. If the insurance company disputes their insured’s liability or the amount of your damages, you must be prepared to support your car accident claim.

That’s where the experienced lawyers at Lloyd Law Office can help. We have the resources and legal knowledge to fully investigate the true cause of your accident, document the extent of your losses and argue for full and fair compensation from the insurance company.

We can investigate your situation, determine who was really at fault, and then prepare a strong legal case for compensation on your behalf.

If you have been involved in an accident in Indiana, it is important to get in touch with
the Lloyd Law Office as soon as you can so we can start gathering potentially valuable
evidence including, for example:
  • Law enforcement’s accident report
  • Eyewitness testimony
  • Pictures of the accident scene, the damage to the vehicles and the visible injuries
  • Healthcare documents and work records related to the crash
  • Cell phone records and other relevant receipts and records
  • Information from event data recorders or “black boxes”
  • Details about all insurance coverage that may apply

If we determine that you may have a solid claim, we can use evidence like this and other information to build a strong case for compensation. We can take care of all communications with the insurers on your behalf. We will also take whatever steps are required in the courts.

Although we are prepared to go to trial in car accident cases, the vast majority can be settled out of court. We do everything we can to get good settlements for our clients without having to go to court. Our goal is the same as yours – to get full and fair compensation for you as quickly as possible and without having to go to court if at all possible. However, we are always ready to take a case to court if a reasonable settlement cannot be reached.

car accident insurance agent iconYou should not accept an insurance company’s settlement offer without first consulting an accident attorney. Insurance companies often try to make a good case go away quickly and cheaply by making a quick lowball offer. The amount of this initial offer is almost certainly less than you deserve for your losses.

Car accident victims may be entitled to money to pay medical costs, replace lost income, repair or replace damaged vehicles, compensate for pain and suffering, and more. Before a proper settlement can be reached, the full costs must be calculated, including future costs or losses in cases of a disability or wrongful death.

6 Mistakes to Avoid After a Car Crash

Many people who are not prepared make very common, but extremely costly, mistakes after being involved in a car accident, harming their chances of being fairly compensated by the other driver, even when fault lies solely with that driver.

Knowing what steps to take – and what mistakes to avoid – can save hundreds or thousands of dollars, both in damages which you could recover and in money that may end up coming out of your pocket.

The Indiana firm of Lloyd Law, LLC, has put together a list of six potentially costly mistakes to avoid after a car accident. Steering clear of these common mistakes could save you time, stress and money.

1. Saying “I’m sorry.”

Although it is normally the polite thing to say, and many of us are conditioned to say “I’m sorry” after bumping into someone or being involved in a mishap, never admit fault by saying anything along the lines of “I’m sorry” after a car accident. Admitting fault could be used against you at a later time, when you are attempting to collect for your damages to your car or for your injuries suffered in the accident. Even if you really believe you were at fault, you may be wrong, as there is no way to know all of the circumstances surrounding the accident, especially under the shock and stress arising immediately after impact.

2. Failing to take pictures.

If at all possible, take photos of the scene of the accident and the condition and positions of each vehicle involved in the accident. Pictures that show the weather conditions, signs, road conditions, skid marks and any other circumstances at the crash site could help make your case. Snapping a shot of your odometer to preserve the mileage can prove the condition of your car, and if your air bag deployed, a shot of the air bags can demonstrate the force of impact you suffered. A picture is worth a thousand words, but it could be worth thousands of dollars, too.

3. Failing to call the police.

Notifying the police is required after most car accidents in Indiana. Failing to call the police could result in a crucial lack of evidence, as a police report may provide valuable evidence about the cause of the accident. The responding officer will likely gather contact and insurance information for all the drivers involved and may issue a citation if any of the drivers broke a traffic law. While the police report is important, it is important to remember that the courts ultimately decide responsibility for car crashes.

4. Failing to notify your insurance company.

Failing to call your insurance company to notify them about the accident as soon as possible after the collision could prevent you from recovering damages for property damage and any costs associated with your injuries. Some policies require that you give the insurance company notice within 24 hours of the accident to recover financial compensation. Although you should let your insurer know that you were involved in a crash, you should not offer any written or recorded statements about the accident without talking to an attorney first.

5. Failing to obtain detailed information.

You should get the name and address of all drivers and passengers involved in the accident if at all possible. License plate numbers, insurance information, driver’s license numbers, the contact information of any witnesses, and the name and badge number of the police officers who respond to the accident are all important to have after an accident. Of course, this is assuming you are not so injured that you cannot do these tasks. If that is the case, ask someone else on the scene to gather the information for you.

6. Not getting help from a qualified lawyer.

Potentially the most costly mistake anyone can make after an accident is failing to seek advice from an attorney who focuses on car accidents. At the Lloyd Law Office, we can help you avoid making common mistakes after an accident, and we can take responsibility for protecting your rights.  To learn more about how we can assist you, call us or contact us online today to schedule your free case evaluation.

Our Established Bloomington Car Accident Attorneys Help Car Accident Victims

Lloyd Law - Car accident lawyer LogoAt the Lloyd Law Office, our compassionate legal team sees the terrible toll that serious accidents take on families every day. That’s why we are committed to holding at-fault drivers and their insurance companies fully accountable. We want to make Indiana a safer place.

Our clients are people just like you. We know you want to get on with your life and not deal with a lawyer or insurance companies. If you give us a call, we’ll offer an honest assessment of your legal options. Then you can make an informed decision about your family’s future.

We have successfully handled cases ranging from minor neck and back injuries to life-threatening injuries and wrongful death claims. To learn more about our experience and how we can put it to work for you and your family, call a Bloomington car accident lawyer at the Lloyd Law Office today at 812-330-2033 or use our online contact form. Our initial consultations are always free.